Simple from start to finish
Apply online
Tell us how much you need and share a few basic details. It takes just a few minutes.
Review your offer
See your rate, monthly payment and total cost clearly before you decide.
Sign securely
E-sign your agreement from your phone or computer — no paperwork, no printing.
Get your funds
Approved funds are sent to your bank account, often as soon as the next business day.
Have these ready
- Government-issued photo ID
- Active checking account details
- Proof or details of your income
- Current phone number and email address
- Your U.S. address
Having these on hand makes the application faster. We never ask for medical records, and you should never share your password or PIN with anyone.
What happens after you apply?
1. We review your application
We assess your income, employment, bank account and credit information to determine whether we can offer you a loan and on what terms.
2. You see your offer
If you are approved, you will see your amount, APR, repayment schedule and total cost. Take your time — you are never obliged to accept.
3. You e-sign your agreement
Read the agreement carefully and sign electronically. You will receive a copy for your records.
4. Funds are sent to your account
Funds are deposited into your bank account. Many customers receive them as soon as the next business day, depending on bank processing times.
5. You repay on schedule
Make your fixed payments by the due date. You can pay extra or settle early with no prepayment penalty.
Ready to see your options?
Check your loan options in minutes. It is free to start, and you will see your terms before you accept anything.
Start Your Application