Our commitment
We want every loan to help, not harm. That means being open about costs, assessing affordability, and supporting customers who run into difficulty.
Before you borrow
- Borrow only what you need
- Check that the payment fits your monthly budget
- Compare alternatives, including payment plans and assistance programs
- Read your full agreement
If you are struggling to repay
Contact us before a payment is missed. We will work with you to discuss available options. You may also contact a non-profit credit counselling agency — many offer free or low-cost help.
Important to know
- Personal loans are not a long-term solution for ongoing financial difficulty.
- Late or missed payments can lead to fees and may be reported to credit bureaus.
- You can repay early with no prepayment penalty.
Representative example: a $1,000 loan repaid over 12 monthly payments at 24.99% APR would have a monthly payment of about $95.04 and a total repayment of about $1,140.47.
This is a general template provided for convenience. Have it reviewed by a qualified attorney and tailored to your licensing, states and data practices before publishing.